Category Archives: Blog

You’re Not A-Loan: Challenges for Students With Loan Debt

Student loan debt causes major problems for today’s young singles and couples with college degrees. According to the Wall Street Journal, the average student carries a debt of a little more than $35,000. That’s a lot of money to pay back. Even when people find jobs right out of college, it is tough to learn how to adjust spending habits to pay back loans while living within their means.

What’s more, it can be nearly impossible for couples to save money for marriage between the monthly student loan payments, car … Read More

The Secret behind your Spending Habits

Imagine if someone said that you have 60 minutes to solve your money problems, and that if you do, you would be given 25 million dollars. Ready. Set. Go.

This deal seems easy and accomplishable, but most people would ultimately fail. They wouldn’t know where to start. They would be completely lost.

You Hold The Key To Your Solution

But ironically, you hold the key to your financial solution. All you have to do is find out your money personality, which financial coach Jordan E. Goodman created to help people … Read More

Season for Saving

Spring is the beginning of wedding season: the time when many couples get engaged and start planning for marriage. Having a “ring by spring” can be really exciting, and it’s easy to get caught up in all of the wedding planning. It’s so easy, in fact, that couples can overlook the importance of saving money for marriage.

Wedding costs have hit an all time high, according to a Real Weddings Study done by The Knot. Many couples dream of having a grand wedding, with the bride walking down the aisle … Read More

What to Do with Your Tax Refund in 2015

April 15th, Tax Day, is fast approaching.

Congratulations to those of you that have already have successfully filed your taxes.

If you haven’t filed your taxes yet, it is a good time now to gather all your documents and schedule a session with your tax preparer or get the necessary forms from if you are a do-it-yourself type.

Last year’s average refund was $3,100, so maybe this is a good motivator to get it done. Once you are done, hopefully you can celebrate with a nice check from Uncle … Read More

The First Step to Getting Out of Debt

Way to go on at least reading this about taking the first step. In order to start the process of getting out of debt, the best advice I can give you is to put the brakes on using debt to pay for your lifestyle. Other than having a home mortgage, all other forms of debt should be stopped.

See, if you continue to use credit cards, get a car loan for you cars, fund college with student loans and use the other thousands of loan products out there, you are … Read More

Spend Less and Save More in 2015

Learn How to Save Money

What is your New Year’s Resolution?

A large percentage of the population sets course in the new year to spend less and save more. The excitement starts on January 1, with the hope of finally doing it this year. Within a couple of weeks, the hope starts to fizzle away – life happens to them. The resolution never gets off the ground. Then, for the next 350 days, life happens to them until the new year rolls around again.

There is a way to get off the hamster wheel and … Read More

The Simplicity of Saving Money

save money

Current statistics show the alarming number of people who live paycheck to
paycheck with no savings at all. Unfortunately, saving money is not the norm
in our society.

What a time to be bringing this topic up when the holiday shopping season is
about to kickoff. The billions of advertisements are hitting the media airways
telling consumers where to spend their money. It is that time of year to go
to the auto malls, shopping malls, and internet malls to spend hard earned
dollars. Spending money is in the air.… Read More

The Student Loan Bubble is Ready to Burst

Student Loan Debt

Outstanding student loan debt stands at 1.2 trillion and continues to grow at an alarming rate. Is the bubble ready to burst on this epidemic? Tuition costs are over-inflated. The main reason for tuition cost being so high is people have easy access to borrow the money to fund their education.

Billionaire Mark Cuban appeared on CNBC the other day discussing this crisis and how it is affecting the economy. Cuban proposes this:

The best way to fix the student loan bubble is to limit the allotted amount of Read More

How to Avoid a Financial Mistake

Where you are at today financially is a combination of all the financial decisions you’ve made up to this point in your life. Most people have never been taught about finances; furthermore, very few have had any type of financial coaching. Money has been something we just learned about along the way. Sometimes that learning experience becomes very costly because of the lack of knowledge or poor planning we often do before making a financial decision. I will be the first to admit that I have made my share of … Read More

How to Fight Fair about Money

When was the last time you had a disagreement or argument about money? Money conflicts are normal in any relationship, however with most couples it’s how they handle the fight that makes the difference between continuous harmony or disharmony.

When working with couples, I often find that it is how they are communicating about money issues that causes the friction. Most of the time butting heads can be avoided if the couple simply worked on better communication.

Here are some tips to help you work through those heated discussions so … Read More