We’re one month into 2013. Are you one of the millions who resolved to spend less and save more?

When accomplishing your New Year’s resolutions, you are breaking up hold habits and creating a fresh habit that supports you.  The first step in forming a new habit is changing the way you think.

If you’d like to have more money in your life, take the first step by saying to yourself, “It is time for me to enjoy money on my own terms instead of everyone else’s terms.”… Read More

The other day, while pumping gas, I noticed a receipt from the prior customer hanging from the gas pump receipt dispenser.  On another occasion I saw ATM receipts in the trash at the ATM Machine.  Obviously, this shows people who don’t care about their money. I will go out on a limb here; you can probably find these same people struggling with money each day.

With Money on Your Terms it is about taking care of your money.  It starts with the simple act of managing your receipts.  Keeping track … Read More

Yesterday the world lost the best of the best motivational speakers, Zig Ziglar.  I will always be a big fan of Zig.   I recently used one of his famous quotes in my new book Money on Your Terms.  Zig said, Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the “gotta have it” scale.… Read More

When there is a problem you have to stop blaming others and take responsibility. We just spent two billion dollars on a Presidential campaign and nothing has changed. We have the same White House and same Congress.

We are approaching a Fiscal Cliff

The underline problem with the Fiscal Cliff is spending. You can not blame it on what happened in the past, you can not blame it on a party. Leadership needs to take responsibility and control spending. With Money on Your Terms it is about controlling your spending.… Read More

In the media you find that there is a negative presence when it comes to big banks in the US.   How bad they are! How they took advantage of everyone! How the government bailed them out!

If you buy into the media and society’s thinking then you will continue to be the victim to the big banks.  If you change your thinking to ways where you can make money from the big banks and wall street then you are not a victim anymore.  It is Money on Your Terms

Today, … Read More

The famous Motivational Speaker, Zig Ziglar says that, “Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the “gotta have it” scale.” So we all need money for everyday life.

Have you ever thought about Money on Your Terms instead of everyone’s eles terms? Imagine living without a credit card payment, student loan payment, or car payment every month. Wouldn’t that be a freeing feeling.

It is time to start living on your own terms. Become what I call the Debt Destroyer. Eliminate … Read More

Why do we do things in life. Are you working just for money? Are you trying to impress your friends and family? When you start a project, business opportunity, or new career the main question you need to ask yourself is WHY. You WHY needs to be strong enough otherwise you will burnout quickly. Furthermore when you hit a roadblock or get stuck, you will be inclined to look around instead of make it through the obstacle. Most people are able to handle one or two obstacles, but when obstacles … Read More