A new law is coming into effect on September 21. The three credit bureaus: Equifax, Experian, and TransUnion will be required to freeze your credit for FREE if you so choose. They used to charge $10 every time someone wanted to freeze their credit, but it will not even cost a dime with the new law.

Once your credit is frozen, the freeze locks your credit file so that a lender, a creditor, and not even a cellular phone company is able to access your credit. It might seem like … Read More

In every relationship, money is a major focal point and stressor. It is no secret that money is a leading cause of divorce in our country. There is a strange phenomena in our society because couples treat money like a taboo, a subject not to be touched. The reality is money is the thing couples should focus on proactively together because so much of the problems that stem from poor financial management can be easily prevented.

Money has a negative connotation in a relationship and ultimately leads to a divide … Read More

Spring is in the air, and that means many people are cleaning out their homes and eliminating excess clutter. Unfortunately, houses are not the only areas that become messy; finances do too. As credit balances grow and interest begins to amass, it can be tempting to ignore debt and continue paying only the minimum toward balances.

However, it is important to view money as a tool. Even if you can easily afford the payments on your debt balances, you are still wasting valuable resources that could be used to build … Read More